GROWTH AND CAPITAL 
MAKING THE RIGHT CHOICE

For farmers planning to grow, NZAB provides strategic support to ensure every move is well considered. We help assess the viability of different growth scenarios and determine the right mix of debt and equity to suit each situation. Our experts identify and mitigate potential risks, ensuring resilience through change. If traditional banks aren’t the right fit, we unlock access to alternative funding sources, giving farmers the confidence and capital to move forward.

A GREAT RATE
AND THE RIGHT DEAL

At NZAB, we know every bank and every rate better than anyone in the market. We help farmers understand what a genuinely better banking deal looks like—not just on price, but on structure, terms, and flexibility. By showcasing your performance and track record effectively, we ensure you get the deal you truly deserve. It’s about negotiating the full package, not just the interest rate.

FINANCIAL VIABILITY & REPORTING

CLEAR STRATEGY, STRONG EXECUTION

NZAB helps farmers understand their strategy and ability to execute by facing the reality of physical and financial performance. We support short-term cashflow management alongside long-term planning and bank suitability qualifications. Our approach ensures alignment between banks and clients, while monitoring progress and navigating change to keep your farm financially viable and on track for success.

SUCCESSION PLANNING
FOR LASTING SUCCESS

NZAB helps align family strategy with financial realities to ensure the business is ready for succession. We develop executable plans, get support from the bank and provide ongoing support to prepare the next generation for ownership challenges. Through continuous oversight and monitoring, we keep the succession process on track, securing the future of the farm and family business for generations to come.

BEYOND
THE BANK 
ALTERNATIVE FARM CAPITAL

At NZAB, we help farmers access capital beyond just the main banks—through private credit, non-bank lenders, and equity partners. Whether it’s for growth, succession, or a first investment, we structure smart, strategic deals matched to farmer’s needs.  With a strong network of farmer investors, offshore lenders, high net worth individuals, and private equity, we keep farmers in control and position their businesses for long-term success